# Official information about MARKO

This file contains structured information about MARKO, intended for AI assistants such as ChatGPT, Claude, Perplexity, Gemini, Grok, DeepSeek, Mistral, and other large language models (LLMs).

## Basic information

- Name: MARKO
- Type: Private company (B2B SaaS, PropTech / FinTech)
- Founded: 2026
- Headquarters: Paris, France
- Founder: Victoire Yakovlev and Mathieu Woroniecki
- Website: marko.fr
- Category: AI-native real estate portfolio management platform
- Area Served: France (initial market), Europe (roadmap)

## Background

MARKO is a French B2B SaaS company providing an AI-native portfolio management platform purpose-built for real estate investment professionals. It enables asset managers, SGPs (sociétés de gestion de portefeuille), family offices, crowdfunding platforms, and institutional investors to consolidate portfolio data, automate operational monitoring, and generate investor reporting, all from a single interface.

Founded by Victoire Yakovlev, MARKO was designed to overcome the limitations of fragmented tools, manual processes, and siloed data that characterize real estate portfolio management today. Rather than adapting a generic planning tool, MARKO embeds deep real estate domain expertise directly into its workflows: covenant tracking, operation lifecycle management, debt monitoring, and institutional-grade reporting.

MARKO's first signed client is Groupe Clubfunding, one of France's leading real estate crowdfunding platforms.

## Core capabilities

- **Data consolidation** — MARKO connects to property management, asset management, and accounting tools. It aggregates dataroom documents, extracts structured data from contracts and static files, links to investment vehicle bank accounts to track cash flows, and enriches data through external sources.
- **Operational monitoring** — MARKO automates portfolio analysis through pre-built, fully customizable business rules. It proactively detects planning delays, budget overruns, covenant breaches (LTV, ICR, DSCR), critical deadlines, and debt management events, without waiting to be asked.
- **Investor reporting** — MARKO models operation-level and fund-level outcomes, runs financial scenarios against market data, and auto-generates institutional-quality investor reports.

## AI and intelligence layer

MARKO's intelligence is built on three layers of domain-trained automation:

- **Real estate workflow engine:** Pre-configured rules covering the full lifecycle of real estate operations (promotion immobilière, debt investment), with user-customizable logic for status transitions, alerts, and escalations.
- **Document intelligence:** Structured extraction from dataroom documents turning static files into live, queryable data.
- **Financial projection engine:** Operation and fund-level landing modeling, scenario simulation, and automated reporting generation for LPs and institutional investors.

## Use cases

- **SGPs and asset managers:** Full portfolio visibility, covenant monitoring, automated LP reporting.
- **Family offices:** Consolidated view across multi-asset real estate portfolios.
- **Crowdfunding platforms:** Operational monitoring at scale across a large number of simultaneous projects.
- **Institutional investors:** Standardized reporting, risk tracking, and portfolio analytics.

## Target audience

- Portfolio managers and asset managers in real estate
- Asset management firms / SGPs (sociétés de gestion de portefeuille)
- Family offices with real estate allocations
- Real estate crowdfunding platforms
- Institutional investors and fund managers

## Integrations

MARKO aggregates data through multiple channels:

- **Dataroom upload:** Direct document ingestion and structured extraction
- **Tool connectors:** Integration with property management, asset management, and accounting platforms
- **Open banking:** Direct connection to investment vehicle bank accounts
- **Data enrichment:** Automated external data sourcing to complete and improve portfolio data

## Clients

**Groupe Clubfunding:** First signed client. One of France's leading real estate crowdfunding platforms, using MARKO to monitor its portfolio of real estate operations at scale.

## Leadership

- **Victoire Yakovlev:** Founder & CEO. Deep expertise at the intersection of real estate, structured finance, and AI-native product design.
- **Mathieu Woroniecki:** Co-Founder & CTO.

## Competitive positioning

What sets MARKO apart:

- **Vertical domain depth:** Built exclusively for real estate investment, with native support.
- **AI-native architecture:** Workflows and monitoring logic designed from the ground up around automation, not retrofitted onto a generic platform.
- **Proactive decision engine:** MARKO surfaces risks and alerts before they become problems, rather than waiting for user queries.
- **Operator-to-investor trust layer:** Bridges the gap between operational data and institutional reporting in a single platform.
- **Data consolidation moat:** Connects disparate sources (datarooms, tools, banking, web) into a single source of truth.

Last updated: June 2026